Volvo is a popular brand among Cartelligent clients and their line of luxury SUVs are among our top-sellers. A number of clients have asked for help comparing the series. To that end, we’ve compiled the details of the XC40, XC60, and XC60 so that you can weigh the benefits of each and decide which option is right for you.

XC40 vs. XC60 vs. XC90?

In this article, we’ve configured a sample vehicle for each car and then examined some of the key differentiating factors. We’ve based our sample models on popular choices among Cartelligent clients.

  • 2018 XC40: Our sample XC40 is the T5 AWD R Design equipped with a rearview camera, Harmon/Kardon audio, leather seats, and apple car play/android auto. MSRP, as configured, is $43,035.
  • 2018 XC60: We’ve chosen an XC60 T6 AWD R Design with heated seats, a rearview camera and Harmon/Kardon sound. MSRP, as configured, is $53,070.
  • 2018 XC90We’ve equipped a sample 2018 XC90 T6 AWD R Design with Apple CarPlay, navigation, Harmon/Kardon sound, heated seats, and Nappa leather seats. MSRP, as configured, is $72,230.
Vehicle Comparison

We’ll look at the features of each vehicle side-by-side.

XC60 XC60 XC90
Model Type 2018 XC40 T5 2018 XC60 T6 2018 XC90 T6
MSRP $43,035 $53,070 $72,230
Engine and Fuel Economy
XC40 XC60 XC90
Engine 2.0L turbo inline-4 2.0L turbo and supercharged inline-4 2.0L turbo and supercharged inline-4
Horsepower 248 316 316
City mpg 23 21 21
Highway mpg 31 27 27

The XC40 provides the highest fuel economy—especially beneficial for those who spend a good portion of their commutes on freeways. The XC60 and XC90 both offer the most powerful engines of the three.

XC40 XC60 XC90
Seating 5 5 7
Cargo volume (behind seats) 20.7 ft3 30.8 ft3 15.8 ft3
Cargo volume (rear seats folded) 47.2 ft3 67.4 ft3 85.7 ft3

The XC40 provides about 70% of the XC60’s cargo volume when the rear seats are folded down. The XC90 offers 27% more cargo space than the XC60 with both rows of seats folded.

XC40 XC60 XC90
IIHS Rating n/a Top Safety Pick n/a
Rearview camera Standard Standard Standard
Crash prevention Available Available Available

 All three vehicles offer a variety of cutting-edge safety technologies among their options.

Cost to purchase: XC40 vs. XC60 vs. XC90

First, we’ll examine the cost of each when purchased. We’ve assumed a 60-month term and an interest rate of 2.79%. All payments represent pricing based on market conditions at the time of writing.

XC40 XC60 XC90
MSRP $43,035 $53,070 $72,230
Down payment $2,500 $2,500 $2,500
Monthly payment (inc. tax) $790 $965 $1,295
Total of payments over five years $49,910 $59,435 $78,905

The XC40 is around $175/month less than the XC60 and saves about $10,000 in payments over the course of five years. The XC90 is about $330 more per month than the XC60 and costs about $19,000 more over the course of the loan.

Cost to lease: XC40 vs. XC60 vs. XC90

Next, we’ll compare the three vehicles on a three-year, 10,000 mile/year lease.

XC40 XC60 XC90
MSRP $43,035 $53,070 $72,230
Down payment $2,500 $2,500 $2,500
Monthly payment (inc. tax) $490 $715 $940
Lease disposition fee $350 $350 $350
Total of payments over three years $20,000 $27,875 $35,750

The XC40 is again the lowest cost option, saving about $225/month and around $8,000 over the course of the lease vs. the XC60. The XC90 is priced higher than the XC60, leasing for a little under $225 more per month, or about $8,000 over the three-year lease.

Which to buy: XC40, XC60 or XC90

All three of these vehicles can be fantastic options depending on your personal circumstances. Your Cartelligent agent can talk you through the pros and cons of each vehicle (as well as any other brands) to help you make an educated decision.

Whether you want a new Volvo SUV or any other new car, Cartelligent can help you get a great deal on exactly what you want. Call our team of car-buying experts at 888-427-4270 or get started today.